AFE無料問題集「IFPUG Accredited Financial Examiner (AFE)」

質問 1

Identification and documentation of the controls and policies which address the risk management issues for each of the Standards is the necessary step for:

（A）Organizational policy

（B）Operational procedure

（C）Self-assessment process

（D）Guideline procedure

正解：C 解答を投票する

質問 2

Spreading of risks among insurance entities is called:

（A）Risk Diffusion

（B）Consortium act

（C）Syndication

（D）Reinsurance

正解：D 解答を投票する

質問 3

What usually features a fixed premium that acts to levelize the policyholder's outlay over the lifetime of the policy?

（A）Life time insurance

（B）Whole life insurance

（C）Fiscally examined insurance

（D）Permanent life insurance

正解：D 解答を投票する

質問 4

Immunization theory says that:

（A）Investment matching requires rebalancing the liabilities portfolio, but the theoretically correct answer is to rebalance annually.

（B）Balance matching requires rebalancing the revenues portfolio, but the theoretically correct answer is to rebalance continuously.

（C）Performance matching requires rebalancing the expense portfolio, but the theoretically correct answer is to rebalance continuously as and when needed only.

（D）duration matching requires rebalancing the asset portfolio, but the theoretically correct answer is to rebalance continuously.

正解：D 解答を投票する

質問 5

The pro rata portion of premiums written allocable to unexpired policy periods represents unearned premiums, which are reflected as in the balance sheet.

（A）None of the above

（B）Liabilities

（C）Expenses

（D）Revenues

正解：B 解答を投票する

質問 6

Home office record-maintenance methods may include:

（A）maintenance of detailed entries for analytical purposes

（B）use of planning procedures from main office for both premiums and cash

（C）duplication of branch records

（D）All of the above

正解：C 解答を投票する

質問 7

Reduction for salvage is:

（A）the estimated amount receivable by the insurer from the disposition of damaged or recovered property

（B）the estimated amount payable by the vendor from the disposition of damaged or recovered property

（C）the actual amount receivable by the claimer from the temperament of damaged property

（D）the actual amount payable by the investor from the disposition of damaged or recovered property

正解：A 解答を投票する

質問 8

What is the second-order measure of the interest rate sensitivity of an instrument and the sensitivity of duration to changes in interest rates?

（A）Time compliance

（B）Convexity

（C）Complexity

（D）Performance measure

正解：B 解答を投票する

質問 9

The options for securities that insurance entities own and can deliver if the options are exercised by the option buyers are called:

（A）financial servicing

（B）concealed transactions

（C）safekeeping

（D）covered-call options

正解：D 解答を投票する

質問 10

The methods used for the premium rates establishment are:

（A）Manual, experimental and merit rating

（B）Commercial, judgmental and merit rating

（C）Manual, judgmental and merit rating

（D）Manual, judgmental and premium rating

正解：C 解答を投票する

質問 11

The financial statements of which accounts maintained by insurance company that must be presented separately from the insurance company's general account business?

（A）Temporal

（B）Segregated

（C）Business

（D）Principal

正解：B 解答を投票する

質問 12

A substantial investment is defined as any investment comprising more than 15 percent of an enterprise's voting shares or greater than 35 percent of its equity.

（A）False

（B）True

正解：A 解答を投票する

質問 13

Which of the following is NOT the Asset/ Liability Management (ALM) activity?

（A）Regulation of Insurer Financial Disclosure

（B）Regulation of Insurer Reserve Adequacy D.
Regulation of Insurer Asset Adequacy

（C）Regulation of Insurer Investment Activity

正解：A 解答を投票する

質問 14

Audit risk consists of:

（A）Neither A nor B

（B）Both A & B

（C）Risk of material misstatement

（D）detection of risk

正解：B 解答を投票する

AFE 無料問題集「IFPUG Accredited Financial Examiner (AFE)」

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