CA-Life-Accident-and-Health 無料問題集「California Department of Insurance CA Life, Accident and Health or Sickness Examination」

（A）Within 30 days of written request by the Commissioner.

（B）Annually and submitted with the proper paperwork.

（C）At all times.

（D）After the policy is issued.

（A）the coverage is term insurance for a fixed amount.

（B）evidence of insurability is required to convert coverage for children to permanent insurance.

（C）all children living with the family are covered even if adopted or born after the policy is issued.

（D）there is no additional charge for covering new additions to the family.

（A）Breathing

（B）Working

（C）Driving

（D）Bathing

（A）Long-term care.

（B）Disability income.

（C）Medicare supplement.

（D）MediCal.

（A）The insurer retains the cost basis.

（B）The cost basis of the policy is exempt from taxation.

（C）The entire surrender value is taxable.

（D）The insured receives only the cost basis.

（A）probability of loss is unknown.

（B）worst possible loss is not serious.

（C）losses are highly predictable.

（D）insured chooses to assume the losses involved.

（A）Own occupation.

（B）Recovery period.

（C）Partial payment.

（D）Work indemnity.

（A）Medicare is a federal health insurance program.

（B）Medicare Part C covers long-term care.

（C）Medicare Part B covers physician services.

（D）Medicare Part A covers hospital care.

（A）the amount an insurer is required to pay because of an event that it insured.

（B）the amount suffered by a person regardless of insurance.

（C）the probability that an event will occur.

（D）a happening that causes the company to pay.

（A）waive premium payments in the event of disability.

（B）double the amount of the death benefit in the event of accidental death.

（C）access a portion of the death benefit in the event of serious illness.

（D）purchase additional insurance regardless of insurability.