CA-Life-Accident-and-Health 無料問題集「California Department of Insurance CA Life, Accident and Health or Sickness Examination」

（A）Family protection.

（B）Joint life.

（C）Level term.

（D）Mortgage redemption.

（A）An express warranty.

（B）An amendment.

（C）An implied warranty.

（D）A policy provision.

（A）Deferred annuities have longer accumulation periods.

（B）Deferred annuities cover more lives.

（C）Deferred annuities have no surrender charges.

（D）Deferred annuities have longer liquidation periods.

（A）The insured forfeits any premiums paid if cancelled.

（B）The insurer has the right to cancel if less than 30 days.

（C）The policy has a 30-day return for cancellation feature.

（D）The premiums will not be invested during the return period.
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（A）One month.

（B）Three months.

（C）Seven months.

（D）Five months.

（A）capitation fee.

（B）coinsurance.

（C）copayments.

（D）deductible.

（A）$250 fine to be paid to the injured party.

（B）Rescission of the contract.

（C）None, due to the fact that the concealment was unintentional.

（D）Possible imprisonment to the party who concealed the information.

（A）protection during stock market declines.

（B）an annually increasing maximum rate of interest.

（C）an opportunity to participate in gains associated with the stock market.

（D）a minimum guarantee of interest rate.

（A）the probability of an unexpected outcome.

（B）the chance of loss.

（C）the cause of loss.

（D）uncertainty.

（A）waive premium payments in the event of disability.

（B）double the amount of the death benefit in the event of accidental death.

（C）access a portion of the death benefit in the event of serious illness.

（D）purchase additional insurance regardless of insurability.