E05無料問題集「CII Examination element of M05 Insurance law」

質問 1

As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because

（A）no claim had been submitted or paid.

（B）the premium was paid by monthly installments.

（C）the misrepresentation was fraudulent.

（D）the misrepresentation was innocent.

正解：D 解答を投票する

質問 2

At what stage is insurable interest required for a marine cargo insurance policy?

（A）At the time of the loss only.

（B）Throughout the duration of the contract.

（C）At inception of the policy only.

（D）At both inception of the policy and at the time of the loss.

正解：A 解答を投票する

質問 3

In what circumstances is abandonment automatic under a marine hull insurance policy?

（A）The insured has performed an action of abandonment.

（B）The insured has sent a formal notice of abandonment.

（C）The constructive total loss of the vessel.

（D）The actual total loss of the vessel.

正解：D 解答を投票する

質問 4

A married couple have equal shares in a property and are insured under a buildings insurance policy. What is the likely position in law of a breach of good faith by one party, which was unknown to the other party?

（A）Cover for both parties would be invalidated as the cover is likely to be a composite policy.

（B）Cover would be maintained in full for the innocent party as the cover is likely to be a joint policy

（C）Cover would be maintained in full for the innocent party as the cover is likely to be a composite policy.

（D）Cover for both parties would be invalidated as the cover is likely to be a joint policy.

正解：D 解答を投票する

質問 5

Which divisional court of the High Court includes a Commercial Court?

（A）Family Division.

（B）Partnership Division.

（C）Chancery Division.

（D）Queen's Bench Division.

正解：C 解答を投票する

E05 無料問題集「CII Examination element of M05 Insurance law」

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