ICWIM無料問題集「CISI International Certificate in Wealth & Investment Management」

質問 1

Which of the following will be a major constraint on a client's ability to invest and protect against all of the risks that might arise?

（A）Affordability

（B）Risk aversion

（C）Age

（D）Tax implications

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 2

Typically, inflation is calculated by a central bank based on:

（A）The rate of change of interest rates

（B）A basket of goods

（C）The prices of important commodities

（D）A survey of leading banks

正解：B 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 3

"An approach which applies a theoretical price to a company's shares by discounting the company's expected future cash flow into infinity." This statement is describing the:

（A）Dividend valuation model

（B）Economic value added

（C）Net asset value

（D）Market value added

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 4

The concept of the Sharpe ratio is to measure the:

（A）Return above a risk-free rate

（B）Amount of performance attributable to a benchmark

（C）Ability of the fund manager in different scenarios

（D）Effect the annual charge has on fund performance

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 5

Treasury bills are normally issued with a minimum maturity of:

（A）3 years

（B）1 year

（C）3 months

（D）1 month

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 6

If an investor expects to receive a bullet payment, they are likely to be invested in a:

（A）Convertible bond

（B）Treasury bond

（C）Zero coupon bond

（D）Premium bond

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 7

When creating a portfolio for a risk-averse client, why would you select stocks with a beta of less than one?

（A）So that the portfolio is easier to understand

（B）In order to produce a low-volatility portfolio

（C）To produce a high-volatility portfolio

（D）So that the portfolio moves in line with the market

正解：B 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 8

Your client estimates that they will require £50,000 of income annually to live off when they retire. Personal plus state pension will provide £40,000. They wish to retire in 25 years' time. It is estimated that they can earn 5% per annum, and inflation has been forecast at 2%. Interest rates are currently 1.5%. Allowing for inflation, what lump sum would they need to accrue to supplement their pension?

（A）£328,120

（B）£468,745

（C）£546,869

（D）£252,401

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 9

Which of the following will be a major constraint on a client's ability to invest and protect against all risks?

（A）Affordability

（B）Risk aversion

（C）Age

（D）Tax implications

正解：A 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

質問 10

An execution-only sale usually means a sale where there is an absence of:

（A）Product

（B）Guarantee

（C）Advice

（D）Charges

正解：C 解答を投票する

解説: (JPNTest メンバーにのみ表示されます)

ICWIM 無料問題集「CISI International Certificate in Wealth & Investment Management」

弊社を連絡する

関連リンク

トップ試験