MLO 無料問題集「NMLS Mortgage Loan Origination (SAFE MLO)」

（A）$2,500 for each act or omission; $25,000 maximum

（B）$25, 000 for each act or omission: $250,000 maximum

（C）000 for each act or omission

（D）$2,500 for each act or omission

（A）Fees paid to an affiliate of the lender

（B）Total per diem interest

（C）Homeowner's insurance

（D）Owner's title insurance premium

（A）ARM

（B）FHA

（C）Construction

（D）Fixed

（A）90 days

（B）120 days

（C）30 days

（D）60 days

（A）Loan Estimate only

（B）Both the Loan Estimate and Closing Disclosure

（C）Uniform Residential Loan Application

（D）Closing Disclosure only

（A）Community second funds

（B）Virtual currency funds

（C）Foreign assets located outside of the U.S. or its territories

（D）Personal unsecured loans

（A）loans secured by a mobile home on a leased lot.

（B）reverse mortgages.
B home equity lines of credit (HELOCs;

（C）refinance of a condominium property.

（A）Antique jewelry

（B）Net worth of a business

（C）Publicly traded stocks

（D）An automobile owned free and clear

（A）only if it is paid by the borrower's real estate agent.

（B）unless it is paid by the mortgage loan originator on the borrower's behalf.

（C）unless it is paid by the seller or the seller's real estate agent.

（D）regardless of the sources of payment.

（A）implement an internal watch system to prevent the misrepresentation of occupancy status

（B）adopt best practices for property evaluations as stipulated in the Home Valuation Code of Conduct.

（C）adopt a credit score evaluation method utilizing the middle of three repository scores and the lowest of all borrowers' scores.

（D）implement a written program to detect warning signs of identity theft.