MLO 無料問題集「NMLS Mortgage Loan Origination (SAFE MLO)」

（A）Federally related mortgage loan

（B）Unified commerce related mortgage loan

（C）State registration related mortgage loan

（D）Standard county related mortgage loan

（A）Loan Estimate only

（B）Both the Loan Estimate and Closing Disclosure

（C）Uniform Residential Loan Application

（D）Closing Disclosure only

（A）Withholding payment from an appraiser

（B）Asking the appraiser to substantiate a value

（C）Encouraging a target value

（D）Communication directly between the loan officer and the appraiser

（A）Antique jewelry

（B）Net worth of a business

（C）Publicly traded stocks

（D）An automobile owned free and clear

（A）Only the person who will actually occupy the property

（B）Only the borrower with the majority interest in the transaction

（C）Only the borrower who makes the most income

（D）Any person who has an ownership interest in the property

（A）The act of the mortgage lender putting a "red line" under the borrower's name in a file to indicate they are a substandard applicant

（B）The mortgage loan originator convincing the underwriter to move their loan file to the front of the line or "redline" it

（C）The systematic denial of various services to residents of specific, often racially associated, neighborhoods or communities, either explicitly or through the selective raising of prices

（D）Ensuring that all creditworthy borrowers are afforded equal treatment when applying for a mortgage loan

（A）ARM

（B）FHA

（C）Construction

（D）Fixed

（A）70 years of age or older.

（B）65 years of age or older.

（C）62 years of age or older.

（D）60 years of age or older.

（A）balloon mortgage.

（B）qualified mortgage.

（C）FHA mortgage.

（D）deferred-payment mortgage.

（A）Part-time work with irregular hours

（B）Self-employed income

（C）Salaried W-2 position

（D）Commission-based W-2 income